Medicaid can help with Medicare payments, deductibles, and copays through its program called the Medicare Savings Program (MSP). There are a few types of MSPs:
- **Qualified Medicare Beneficiary (QMB)**: Covers Medicare Part A and Part B premiums, deductibles, coinsurance, and copayments.
- **Specified Low-Income Medicare Beneficiary (SLMB)**: Pays for Medicare Part B premiums only.
- **Qualifying Individual (QI)**: Also helps with Part B premiums, but eligibility is limited to individuals with slightly higher incomes than those qualifying for SLMB.
- **Qualified Disabled and Working Individuals (QDWI)**: Assists with Part A premiums for disabled individuals who are working.
To qualify, your income and assets must be below certain thresholds, which can vary by state. If you think you might be eligible, you should contact your local Medicaid office or the Social Security Administration for more information and to apply.
